There are always many friends around me who are confused about the two major issues of cash and real estate. I don’t know which one is better. It’s mainly a comparison.
So there are still friends asking, if in another 5 years, you will have 10 million real estate or 10 million cash, which one is better?
Some people say that it is better to own a property of 10 million, and some people say that it is better to have 10 million in cash.
1, 5 years later, 10 million in cash is definitely not the best.
Even in a short period of 5 years, if we hold 10 million in cash, we will not do anything Financial management, even if it is deposited in a bank, is not cost-effective.
Do you know? Inflation is accelerating. The more wealthy people, the more people who save, the faster their wealth will depreciate.
For example, if we use an inflation rate of 6.8%to calculate a population of 1 million, its RMB depreciation is only 6.8 a year Million, and for a population of 10 million, its RMB depreciation rate is 680,000 a year.
2, after 5 years, A simple property with 10 million yuan is not particularly cost-effective.
Many friends are surprised that since having a deposit of 10 million is not worthwhile, then we have a property of 10 million, Hasn’t house prices been rising all the time?
This is indeed the case. The real estate market is very important. House prices have never fallen in recent years, and the increase has been particularly large.
A property that looks like 10 million has been inAppreciation can increase family wealth, but have you ever imagined it? After 5 years, the 10 million real estate has risen by 20 million, can it still be realized successfully? Can it be sold?
Indeed, if you follow In five years, it is not just that it is more cost-effective to have 10 million real estate or 10 million cash.
And how should we reasonably arrange the assets of 10 million, we can totally take 5 million Go to buy quality real estate in second-tier cities.
Then another 5 million will be used as my family’s Working capital, saving a part of the money, and solving other property expenses, this is the most cost-effective.