Yesterday, the electronic payment system of Japan’s largest mobile operator”Docomo” was exposed to successive incidents of fraudulent use. The security of electronic payment once again aroused the attention of Japanese society.
In this electronic payment system fraud incident, the victims mostly downloaded Ducomo’s payment software on mobile terminals such as mobile phones, and then tied them to their bank accounts.
As of now, it has been discovered that accounts under 10 banks, including Japan Post Bank and AEON Bank, have been stolen 34 times, and the cumulative amount of stolen credits has exceeded 10 million days. Yuan (about 640,000 yuan).
At present, the single account with the largest known loss has been stolen several times and a total of more than 600,000 yen (about 38,000 yuan). Regarding the reasons for the fraudulent brushing, the current police analysis shows that it is possible that the criminals used phishing software to steal the victim’s account and password, and then used the identity verification loopholes in the electronic payment system to implement the fraudulent brushing.
Yesterday, a victim revealed in an interview with the media that on the 2nd of this month, after she found out that her deposit had been stolen, she immediately requested to freeze her account the next day. However, the bank and Both parties in Como stated that the matter had nothing to do with them and ignored them. It was not until later that the fraud incidents occurred one after another in various parts of Japan before proceeding to deal with it, which also made the victims very unacceptable. At present, many victims have expressed that they will seek compensation from Docomo and the bank.
After the fraud incident, it immediately aroused widespread doubts in the industry about the security of Docomo’s electronic payment system. As of yesterday afternoon, 18 banks had announced that they would no longer cooperate with Docomo. Motorola’s new user binding has greatly affected Docomo’s business cooperation and brand image. Just last night, in order to prevent further expansion of the scope of damage, Docomo announced that starting today, it will completely suspend binding with new users of all 35 cooperative banks, expressing that it will improve security , We will strengthen user identity verification in the future to ensure that the account cannot be opened for trading before entering the SMS password.
In fact, this is no longer the first electronic payment system in Japan. There was a hacking incident. The electronic payment service launched by the convenience store giant 7-11 last year caused more than 800 users to steal 38.6 million yen (approximately RMB 2.48 million) due to security breaches. With the Japanese government’s vigorous promotion of cashless payment, about 30 electronic payment services have appeared in Japan in a short period of time, and many of them have also exposed many problems with incomplete security measures.
Experts call for the Japanese electronic payment industry as a whole to re-examine the status quo of system security and formulate effective preventive measures. The Financial Services Agency of Japan has also issued an appeal to various financial institutions, requesting a high degree of vigilance against fraudulent activities, and promptly investigate and report upon discovery.
Source:CCTV Finance (ID:cctvyscj)
Pang Fei, Editor, Shenyang Daily New Media Center (Shenyang Net)